Monday, July 30, 2007

Risking then losing : Reasons why your merchant account application was denied

After all that's been said and done, your merchant account application at your local bank was stamped DENIED. Total bummer.


All of us feel bad when rejected, and more or less, go through moments of anger and sadness, especially if you really worked your hardest. You are already taking more than the usual risk if your business is already classified as high risk such as adult, travel, pharmacy, escort service, dating service, telemarketing, high volume, and multilevel marketing. But, there will come a time that you'll feel alive and again, and at that moment, how do you bounce back?




Practice resiliency here by reading the article full blast:

Risking then Losing : Reasons Why your Merchant Account Application was denied


Thursday, July 26, 2007

Overcoming the stages of grief of denied merchant account applications with an offshore merchant account


An offshore merchant account ends the days of sulking in misery over denied merchant account applications.


Getting turned down in every application is always kinda hard to take in, especially if you worked really hard for that endeavor. As just in the case of high risk businesses, such as adult, dating service, escort, escort service, telemarketing, travel, high volume, and multilevel marketing, reading the mark , “denied” on the merchant account application is totally unfortunate.



The Kübler-Ross model can be incorporated to the stages of grief after your merchant account application was denied. It isn't the end. Know how to bounce back by reading the whole article:

Overcoming the stages of grief of denied merchant account applications with an offshore merchant account

Wednesday, July 25, 2007

Factors that make offshore dating service merchant account tick


Meet your destiny with an offshore dating service merchant account.


All of us wake up in the morning with desires to be swept off our feet as we go out of the house. This universal hope is the main motivation for owners of dating service businesses to keep on going. Dating service has been around since the birth of technology.


The thrill of meeting someone new and experiencing new things with them is where the staying power of dating service businesses lie. Search the wide pool of this industry.

Read the whole article to know more:

Factors that Make Offshore Dating Service Merchant Account Tick

Raise to the counter: Internet bargains on display



There's really no off-season when it comes to shopping.


The knack for shopping is a universal trait. Since the advent of ecommerce, the concept of shopping evolved to a whole new level, online shopping. Imagine, buying the things that you need and want, all in a simple click. Sounds like a blast.


The idea of selling things online gave birth to a batch of competitive e-tailers (electronic retailers). These e-tailers are composed of budding entrepreneurs established businesses. Starting businesses deem the internet as a good starting point to introduce their products, and established retailers see the WorldWideWeb (WWW) phenomenon as a way to reach more customers.



Shop till you drop for more information by reading the whole article on internet bargains:

Raise to the Counter: Internet Bargains on Display

Thursday, July 19, 2007

What-to-do list for your Offshore Merchant Account Application


When all else fails in your merchant account application, be brave to thread the waters of having an offshore merchant account.



Being rejected for your application is stressing. But you should stand firmer and hold your head up high for there is always a shining light at the end of the tunnel. The main concept of a merchant account is that this allows you to accept credit card payments from your customers. Merchant accounts are maintained by a bank. The payments go into the merchant bank account. With an offshore merchant account, a foreign bank will be the one to maintain the merchant account.


Avoid the hassle of falling in long lines by breezing the whole article:

What-to-do list for your Offshore Merchant Account Application

Playing with luck with your lottery merchant account



Feeling lucky today?


With a lottery merchant account, the good fortune is a few steps closer to your doorstep.

Venturing into operating a lottery business seem ideally convenient, but when you go to a bank to apply for a lottery merchant account to be able to get bets through credit card payments, a different scenario comes in. Delving into the world of lottery is a good pale to start understanding the reasons why it's close to anything but perfect.

To begin, lottery is a form of gambling. Each ticket has a unique number or symbol corresponding to a individual lot. These lots are subjected to a draw, either by a person or a machine, if your lot is the one drawn, then you hit the jackpot.

Early sightings
Lottery first surfaced approximately 200 years before Christ was born. Main purpose was to raise funds for constructing dams, houses, temples, and significant landmarks, ultimately the Great Wall of China, which is now part of the prestigious Wonders of the World list. Leisure was the driving force of lottery existence in Europe during the Roman Empire. During this period, the elite were the only group of people who can participate in this game.

What happens in the tea parties is that each arriving guest receives a ticket, with impeccable dinnerware as the prize pot. Winning money became the main goal for the Dutch. Every participant had an average of four tickets with a probability of only one of those tickets hitting the prize money. The modern-day name of lottery came from their tongue, loterij, which came from lot meaning fate. It is interesting to note that their staatsloterij still exists and is considered as th e oldest existing lottery.

Don't leave it solely to chance.

Read the whole article:
Playing with Luck with your Lottery Merchant Account

Wednesday, July 18, 2007

Who am I?: Ways to avoid identity theft


Ever wondered what lies out there?


Well, think not too far, for somewhere out there in the not-so dim moonlight, someone might painstakingly trying to be you.


For many years now, we all have tried to secure our personal information, techy gurus have developed softwares to safeguard critical information that are electronically kept. Scrupulous persons in their state of solitude are creating ways to get in and steal the information for purposes God knows what.


Learn more about how to prevent identity theft by reading the whole article:

Who Am I?: Ways to Avoid Identity Theft

Tuesday, July 17, 2007

Clash of the titans: Offshore merchant account vs. domestic merchant account



Introducing on the right corner, offshore merchant account, on the left corner, domestic merchant account.


There has been a discreet battle between offshore and local merchant accounts since high risk businesses are multiplying by more than a dozen on a daily basis. Also, debates on who has the edge have surfaced. Would it be a more peaceful world if we reconcile these two?


Learn more about the superseding qualities of these two by reading the whole article:

Clash of the Titans: Offshore Merchant Account vs. Domestic Merchant Account



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Wednesday, July 11, 2007

Less is More: Achieving Quality with your Low-Cost Offshore Merchant Account


So you thought you got the best deal in your offshore merchant account? Think again.


Hey, I'm not trying to spoil your fun here. Just making sure you're in good hands. Ok, your discount rates are lower, you have low minimum fees, you pay lower than the industry-dictated rates. That's good, right? Or, it isn't?



All or nothing


Let's start with the fees that you are required to pay when you set up your offshore merchant account. You have your:

  • Application Fee,
  • SetupFee,
  • Programming Fee,
  • Annual Fee,
  • Monthly Maintenance Fee,
  • Overlimit Fee,
  • GatewaySetup,
  • Transaction Fee,
  • Retail Swipe Software fees,
  • Check-by-phone/fax PC software fee,
  • Web Shopping Cart fee,
  • Discount Rate fee,
  • Address Verification (AVS) Fee,
  • Statement Fee
Whoa, that's a lot!

So these charges are in your bill. For the industry rates, see this recent article, Paying you offshore merchant account dues.

Ask yourself, what ultimate purposes do they serve?


To learn more about the significance of low cost offshore merchant accounts read the whole article :
Less is More: Achieving Quality with your Low-Cost Offshore Merchant Account

Friday, July 6, 2007

Landing on a win-win situation with a gaming merchant account


In the high stakes world of gaming, be it online or in a casino,it takes a great amount of strategy to walk out with the money pot. The thrill and excitement of the possibility of taking home a lot of cash is the main reason why the the gaming business is flourishing, and even if there's no catastrophic event, enthusiasts play like there's no tomorrow.


With casinos opening up as frequent as pimples can appear when you don't get any sleep, online gaming merchant accounts are also set up in banks. But, just like any high risk business, domestic banks make things a little bit harder for those who own gaming businesses to open up gaming merchant accounts.


Learn more by reading the whole article:

Landing on a Win-Win situation with a Gaming Merchant Account


Wednesday, July 4, 2007

Skydiving to success with a travel merchant account


The widely-used phrase when you're going out, “ Stay safe”, does not fully apply to travel merchant accounts.

Taking the risky waters of a travel agency business is considered challenging. This kind of endeavor is considered high risk generally because of the following:

● sky-high chargebacks
● legal repercussions
● negative publicity for the bank

A travel merchant account is categorized as high risk because of the high return of chargebacks. These returned funds stem from advanced bookings and payment installments that unfortunately, are never fully settled. Thus, this poses financial liability to the bank.

Go the distance and get more information on travel merchant account by reading the whole article:

Skydiving to Success with a Travel Merchant Account